Terms and Conditions

Agreement Overview

These Terms and Conditions govern your use of Tharovexlumi's services and website located at Tharovexlumi.

By accessing our website or using our services, you agree to be bound by these terms and our Privacy Policy.

Key Definitions

For the purposes of these Terms and Conditions:

• • "Services": Refers to financial planning consultation services provided by Tharovexlumi
• • "Client" or "You": Refers to any individual or entity using our services or accessing our website
• • "Company" or "We": Refers to Tharovexlumi, a UK limited company
• • "Agreement": Refers to these Terms and Conditions and any service-specific agreements

Use of Our Services

Your use of our services is subject to the following conditions:

Eligibility Requirements

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services.

Account Responsibilities

You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Acceptable Use Policy

You agree not to use our services or website for any of the following prohibited purposes:

• • Any unlawful purpose or to solicit others to perform unlawful acts
• • Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• • Infringing upon or violating our intellectual property rights or the intellectual property rights of others
• • Harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating
• • Submitting false or misleading information during consultations or communications

Intellectual Property

All content, materials, and intellectual property on our website and in our services remain the property of Tharovexlumi or our licensors.

We grant you a limited, non-exclusive, non-transferable license to access and use our services for their intended purpose.

User-Generated Content

You retain ownership of any content you provide to us during consultations, but grant us necessary rights to use this information to provide our services.

You are solely responsible for the accuracy and legality of any information you provide to us.

Privacy and Data Protection

Our collection and use of your personal information is governed by our Privacy Policy, which forms an integral part of these Terms. Privacy Policy.

Disclaimers and Warranties

Our services are provided "as is" without warranties of any kind, either express or implied.

We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by UK law:

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Indemnification

You agree to indemnify, defend, and hold harmless Tharovexlumi from any claims, liabilities, damages, or expenses arising from your use of our services.

Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved as follows:

Termination of Services

Either party may terminate our service relationship at any time with appropriate notice as specified in individual service agreements.

Upon termination, your right to use our services ceases immediately, but these Terms shall survive termination where applicable.

Governing Law

These Terms are governed by and construed in accordance with English law, and you submit to the exclusive jurisdiction of English courts.

Modifications to Terms

We reserve the right to modify these Terms at any time by posting updated terms on our website.

We will provide reasonable notice of material changes through our website or direct communication.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Tharovexlumi.

Contact Us

For questions about these Terms and Conditions, please contact us at [email protected] or +44 20 9941 9109.